PRIME INTEREST RATE

Transcript

1 PRIME INTEREST RATE requires: NRS 99.040(1) "When there is no express contract in writing fixing a different rate of interest, interest must be allowed at a rate equal to the prime rate at the largest bank in Nevada, as ascertained by the Commissioner of Financial Institutions, on January 1, or July 1, as the case may be, immediately preceding the date of * the transaction, plus 2 percent, upon all money from the time it becomes due, . . . " Following is the prime rate as ascertained by the Commissioner of Financial Institutions: 2019 July 1, 5.50% January 1, 2019 4.50% July 1, 2018 January 1, 2018 5.00% 4.25% January 1, 2017 3.75% July 1, 2017 January 1, 2016 3.50% July 1, 2016 3.50% January 1, 2015 3.25% 3.25% July 1, 2015 July 1, 2014 3.25% January 1, 2014 3.25% 3.25% July 1, 2013 January 1, 2013 3.25% January 1, 2012 3.25% July 1, 2012 3.25% July 1, 2011 January 1, 2011 3.25% 3.25% 3.25% July 1, 2010 January 1, 2010 3.25% 9 9 January 1, 200 July 1, 200 3.25% 3.25% 8 7.25% July 1, 200 8 5.00% January 1, 200 7 8 .25 % July 1, 200 7 8.25% January 1, 200 6 .25 % July 1, 200 6 7 8 . 2 5% January 1, 200 5 5.25 % July 1, 200 5 6 . 25 % January 1, 200 4 4. 00 % July 1, 200 4 4. 25 % January 1, 200 200 200 January 1, 4. 2 5 % July 1, 3 3 4 . 00 % January 1, 200 2 4.75 % July 1, 200 2 4 .75 % January 1, 200 9.50 % July 1, 200 1 6.75 % 1 2000 % July 1, 2000 9.50 % January 1, 8.25 9 % July 1, 199 9 7.75 7.75 % January 1, 199 8 8. 50 % July 1, 199 8 8 . 50 % January 1, 199 January 1, 199 7 8. 25 % July 1, 199 7 8. 50 % 6 July 1, 199 8.50 % January 1, 199 6 8.25 % 5 January 1, 199 8.50 % July 1, 199 9.0 0 % 5 January 1, 199 4 6 . 0 0% July 1, 199 4 7.25 % January 1, 19 9 6. 0 0 % July 1, 19 9 3 6 . 0 0 % 3 9 6.50 % January 1, 19 July 1, 19 9 2 6 .50 % 2 July 1, 19 January 1, 19 10. 0 0% 1 9 1 8.50 % 9 January 1, 1990 10.50% July 1, 1990 10.00% January 1, 1989 July 1, 1989 11. 00% 10.50% January 1, 1988 8.75% July 1, 198 8 9.00% January 1, 1987 Not Available July 1, 198 7 8.25% * Attorney General Opinion No. 98 -20: If clearly authorized by the creditor, a collection agency may collect whatever interest on a debt its creditor would be authorized to impose. A collection agency may not impose interest on any account or debt where the creditor has agreed not to impose interest or has otherwise indicated an intent not to collect interest. Simple interest may be imposed at the rate establi shed in NRS 99.040 from the date the debt becomes due on any debt where there is no written contract fixing a different rate of interest, unless the account is an open or store accounts as discussed herein. In the case of open or store accounts, interest m ay be imposed or awarded only by a court of competent jurisdiction in an action over the debt.

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