The Big Save Up Official Rules | Ent Credit Union

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1 Ent Credit Union Big Save Up The Official Rules 1. No purchase fr om Ent is necessary to enter The Big Save Up Sweepstakes (“The Big Save Up”) Each sweepstakes entry will have an equal chance of winning. . 2. Sponsor: Ent Credit Union (“Credit Union”) is the sponsor of the sweepstakes. The Credit Union’s business address is 7250 Campus Drive, Colorado Springs, CO 80920. and ends on 3. Sweepstakes Period: Sweepstakes begins at 12:00 a.m. MT on August 1, 2018 October 018 at 11:59 p.m. MT (“Sweepstakes Period”). 31, 2 4. Eligibility: Credit Union employees and officials are not eligible to participate in the sweepstakes. Business and C orporate Accounts are not eligible to participate in the Sweepstakes. The Big Save Up ”, entrants must be a member of the Credit To qualify for the “ Union and have an account in good standing. In order to enter, an eligible member must register their account during the Sweepstakes Period. In order to win, the account must be aggregate ies based on the Members receive automatic entr open and in good standing. savings and money market savings accounts increase in their ledger balance in their personal only. SA savings, checking and certificate accounts are not eligible. Each savings, H IRA an increase of $10 will be given one entry; increase of $25 two entries; increase of $50 month, three entries; increase of $100 four entries and an increase of $500 will receive the maximum of five entries in that month’s drawing. If the monthly ledger balance decreases by the stated amounts, then those entries will be forfeited. Eligible members who wish to participate and do not obtain any automatic entries may submit one per month per account relationship. The Big Save Up Official Alternate Entry Form The (1) alternate ent ry must be received by the end of the month to be eligible for that month’s drawing. All alternate entry forms will be included in the grand prize drawing. Alternate entry must be submitted by mail to Ent Credit Union, Attention: Marketing Department, P.O forms . Box 15819, Colorado Springs, Colorado 80935 or in person at any Ent Service Center during the Sweepstakes Period. Only official Credit Union entry forms will be accepted. You may obtain an entry form at any Ent Service Center or per the instructions at the end of this document. Each entry form must be individually completed by hand and received by the Credit Union by mail or hand delivery before the end of the Sweepstakes Period. No copies or mechanical reproductions will be accepted. If an alternate entry form is drawn, but Credit Union re unable to determine the potential winner because of illegible writing, that entry officials a form will be disqualified. Once submitted, entries become the sole property of the Credit Union and will not be acknowledged or returned. By entering the sweepstakes, entrants accept and agree to be bound by these Official Rules and the decisions of the Credit Union. Sweepstakes void where prohibited by law. The Credit Union’s decisions will be final and binding on all matters relating to this sweepstakes. “The Big Save Up” 1 2018 - October – August Ent’s

2 each will Dra wing and Notification: Five (5) monthly winners of $1,000 5. Prize be selected from among all eligible entries received that month. One grand prize winner of $20,000 will be . The drawings will be selected at the end of the sweepstakes period from all eligible entries conducted under the sole direction of the Credit Union. Odds of winning are based upon the number of entries received. Based on the Credit Union’s estimate, the odds of winning are 1 in 7,500. In the event a winning contestant declines their prize or fails to maintain an account in good standing at the time of the awarding of their prize, a runner -up winner will be selected from all eligible entries and granted the prize. A member’s win in a monthly drawing will not affect his or her chanc es to win in another month or to win the grand prize. Winning a prize in entries in the grand prize drawing. any individual month will not decrease a member’s Potential winners will be notified by telephone, email or mail approximately two (2) business days after being selected. Liability/General Rules: The Credit Union is not responsible for any loss that may occur in 6. connection with the sweepstakes. Entrants agree to hold the Credit Union and each of its officers, directors, employees, members, representatives and agents harmless from any liability arising from the participation in the sweepstakes or the acceptance, receipt, possession or misuse of the prize. The Credit Union and each of its officers, directors, employees, members, representativ es and agents are not responsible for any negligence, claims, liability, injury, property loss or other damages of the entrants and/or winners arising from, or in connection with, acceptance, receipt, possession or use/misuse of prizes awarded or participation in the sweepstakes. The Credit Union is not responsible for incorrect or inaccurate information, whether caused by tampering, hacking or by any of the equipment or programming associated with the sweepstakes. Prizes cannot be substituted, assigned or transferred by winners. The Credit Union reserves the right to disqualify entrants who fail to follow these Official Rules or who make any misrepresentations relative to the sweepstakes and redemption of the prizes. Each month 7. Collection of Award: One (1) member will be awarded a $20,000 grand prize. ifteen (15) . $1,000 prizes five (5) members will be selected and awarded $1,000 for a total of f th Drawings are held by the 5 business day of the following month. Winners, or, in the case of minors under the age of 18, the parents or guardians of winners, will be required to sign an Affidavit of Liability and Publicity Release prior to distribution of the grand prize award. Amounts will be deposited into the winning members’ Ent Savings Accounts within five (5) business days or after signing the Affidavit . All prizes will be awarded by November 30, 2018. The Credit Union will report all prize winnings to the appropriate 8. Tax Issues: agencies as are solely applicable law. The winners, including minors under the age of 18, required by responsible for all local, state or federal taxes and will be required to furnish a taxpayer identification number prior to being awarded any prize. The winners agree to permit the Credit Union to utilize his/her name 9. Publicity Authorization: and likeness in promotional and other Credit Union materials without additional compensation or permission, except where prohibited by law. “The Big Save Up” 2 2018 - October – August Ent’s

3 Arbitration: Except where prohibited by law, as a condition of participating in this 10. sweepstakes, entrants agree that (1) any and all disputes and causes of action arising out of or connected with this sweepstakes or any prizes awarded, shall be resolved by arbitration under the rules of the American Arbitration Association (“AAA”) and shall be held in Colorado Springs, Colorado; (2) the Federal Arbitration Act shall govern the interpretation, enforcement and all proceedings at such arbitration; and (3) judgment upon such arbitration award may be entered in any court having jurisdiction. Under no circumstances will entrants be permitted to obtain awards for, and entrants hereby waive all rights to claim, punitive, incidental, or consequential damages, or any other damages, including attorney’s fees, other than entrants -of-pocket expenses (i.e., cost associated with entering this sweepstakes), and actual out entrants further waive all rights to have damages multiplied or increased. Choice of Law: 11. All issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of entrants and the ued in Credit Union in connection with the sweepstakes, shall be governed by, and constr tate of Colorado, USA, without regard to choice accordance with, the substantive laws of the S of law rules. Federally insured by NCUA Ent is a registered trademark of Ent Credit Union. © Ent Credit Union, 2018 “The Big Save Up” 3 2018 - October – August Ent’s

4 The Big Save Up Official Alternate Entry Form Please enter me in Big Save Up . The Print Name Address Phone Number E-mail Address Account number Today’s Date Ent’s The Big Save Up Sweepstakes - Summary of Official Rules. No purchase from Ent is necessary to enter. Odds of winning are based upon the number of entries. Based upon Ent’s estimate, in 7,500. Union employees Business and Corporate Accounts, as well as Credit the odds of winning are 1 s are limited to one per member in The Big Save Up . Alternate entry form are not eligible to participate per ng month per account relationship and may be submitted by mail to Ent Credit Union, Attention: Marketi or in person at any Ent Service Center Department, P.O. Box 15819 , Colorado Springs, Colorado 80935 October during the Sweepstakes Period. Entries will be accepted August 1, 2018 through 31, 2018 during regular business hours. Each entry form must be individually completed by hand an d must be received by the Credit Union by close of business. If an alternate entry form is drawn, but judges are unable to determine the potential winner because of illegible writing, that entry form will be disqualified. No copies or ons accepted. Once submitted, entries become the sole property of the credit union mechanical reproducti and will not be acknowledged or returned. Not valid where prohibited by law. Federally insured by NCUA Ent is a registered trademark of Ent Credit Union. © Ent Credit Union, 2018 “The Big Save Up” 4 2018 - October – August Ent’s

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